For investors, by investors

DSCR and Hard Money Loans for Real Estate Investors

Rental, fix and flip and portfolio loans for investors across the US, from a team that invests in real estate too.

★★★★★5.0 from 183 Google reviews

DSCR Rental Loans

30-year fixed financing qualified on the property's rent, not your personal income.

Fix & Flip Loans

Short-term financing to buy and renovate, with rehab draws as work is completed.

Portfolio Loans

Several rentals under one loan with one monthly payment. Two properties minimum.

Why investors choose Beltway

We're not just lenders, we're investors ourselves.

1For investors, by investorsWe invest in real estate too, so we look at your deal the way you do.
2A white-glove experienceWe take the complexity off your plate and keep you updated from first call to closing.
3We find a wayWhen a deal gets complicated, we work the problem and get it done.
30-year fixed-rate terms available

No income documentation required

Get a DSCR Quote

What investors say

5.0 stars from 183 reviews on Google.

★★★★★

"Brian with Beltway has truly been a Godsend. Over the past 2+ years, he and his team have worked alongside me on more than 15 properties, consistently helping me navigate challenges and pivot mid-deal when needed. They always come with solutions... They've earned my trust and are my go-to for all real estate lending needs."

GArtisView Properties LLC · Google review
★★★★★

"I've personally worked with Brian to secure multiple hard money loans and the process has been easy and efficient every time! Brian is an excellent communicator and works hard to see to it that you are making an informed decision while embarking on your investing journey."

GH J · Google review
★★★★★

"Applying for a cash-out refi loan with Brian and team at Beltway Lending was an awesome decision. Honest, fast, helpful, knowledgeable... I have zero criticism of any aspect of their process. Highly recommended."

GF. Grey Nicholson · Google review

Meet the team

Real people who pick up the phone.

Brian ValdiviaAngelo PagonisBrian AshLilly ThomasJames LarsonKelsey Louden

DSCR quick answers

What documents do you collect?

Valid ID, 2 months of bank statements and a soft credit pull. No income documentation required.

What's the maximum I can borrow?

Up to 80% loan-to-value (LTV) of the appraised value.

What's the minimum credit score?

660 and above.

Looking to invest instead?

Put your capital to work in short-term loans secured by real estate, with interest paid to you monthly.