Residential Investment Lending Based On The Cashflow Potential Of The Home.

Designed For Seasoned Investors Looking For A Low-Documentation Program, Without The Hard Money Interest Rates And Terms.

This is a called a DSCR (Debt Service Coverage Ratio) Loan Program.  When the appraisal is ordered, a licensed appraiser performs a standard residential appraisal report, along with a supplemental report called a Market Rental Analysis which provides the average market rent for similar homes in the surrounding area. 

This number is then compared to the full monthly payment on the new loan.